top dark horse bets for maximum returns

In the world of sports betting and gambling, finding the right dark horse can lead to substantial returns. These underdogs, often overlooked by the majority, can provide a lucrative opportunity for savvy bettors. Here, we explore some top dark horse bets across various industries that could yield maximum returns. Sports Betting: Football 1. Underdog Teams in Major Leagues Premier League, La Liga, Serie A: Look for teams that have shown potential but are not heavily favored. For instance, a team like Brighton & Hove Albion in the Premier League has shown resilience and tactical prowess, making them a potential dark horse.

  • Lucky Ace Palace
    new
    Luck&Luxury100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Starlight Betting Lounge
    Celestial Bet100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Cash King Palace
    Royal Wins100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Golden Spin Casino
    Luxury Play100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Spin Palace Casino
    Win Big Now100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Silver Fox Slots
    Elegance+Fun100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Lucky Ace Casino
    Luck&Luxury100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Diamond Crown Casino
    Opulence & Fun100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Royal Fortune Gaming
    Opulence & Thrills100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Royal Flush Lounge
    Opulent Play100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more

top dark horse bets for maximum returns

In the world of sports betting and gambling, finding the right dark horse can lead to substantial returns. These underdogs, often overlooked by the majority, can provide a lucrative opportunity for savvy bettors. Here, we explore some top dark horse bets across various industries that could yield maximum returns.

Sports Betting: Football

1. Underdog Teams in Major Leagues

  • Premier League, La Liga, Serie A: Look for teams that have shown potential but are not heavily favored. For instance, a team like Brighton & Hove Albion in the Premier League has shown resilience and tactical prowess, making them a potential dark horse.
  • Betting Strategy: Consider placing bets on these teams to win or draw, especially in matches where they are playing against stronger opponents.

2. International Tournaments

  • FIFA World Cup, UEFA Euro: Smaller nations with strong squads and tactical setups can surprise. For example, Iceland’s performance in the 2016 UEFA Euro was a testament to their ability to compete with larger footballing nations.
  • Betting Strategy: Bet on these teams to advance in the tournament or to win specific matches against more favored opponents.

Casino Games: Baccarat

1. Banker Bets

  • Understanding the Odds: While the Banker bet in Baccarat is slightly favored, it often gets overlooked due to the 5% commission. However, over a long session, the Banker bet can yield consistent returns.
  • Betting Strategy: Place smaller, consistent bets on the Banker to maximize returns over time.

2. Tie Bets

  • High Risk, High Reward: Tie bets in Baccarat offer high payouts but are statistically less likely. However, they can be a dark horse bet if you catch a streak.
  • Betting Strategy: Use a small portion of your bankroll to place occasional Tie bets, especially if you notice a pattern in the game.

Online Entertainment: eSports

1. Underdog Teams in Major Tournaments

  • League of Legends, Dota 2: Teams that have shown improvement and have a strong strategic approach can be dark horses. For example, Team Liquid’s rise in the Dota 2 scene is a good case study.
  • Betting Strategy: Bet on these teams to win specific matches or to advance in the tournament.

2. Individual Player Performances

  • Overwatch, CS:GO: Look for players who have shown exceptional skill but are not widely recognized. Betting on these players to have standout performances can yield high returns.
  • Betting Strategy: Place bets on these players to be the MVP or to achieve specific in-game milestones.

Electronic Slot Machines

  • Niche Markets: Slot machines with themes that are less popular but offer high RTP (Return to Player) percentages can be dark horse bets. For example, slots based on ancient civilizations or lesser-known historical events.
  • Betting Strategy: Play these slots with a medium-sized bankroll, focusing on the higher RTP to maximize returns.

2. Progressive Jackpots

  • Smaller Jackpots: While the mega jackpots attract the most attention, smaller progressive jackpots can be easier to hit and offer substantial returns.
  • Betting Strategy: Allocate a portion of your bankroll to play for these smaller jackpots, increasing your chances of winning without the high volatility of the mega jackpots.

Identifying and betting on dark horses requires a keen eye for detail and a strategic approach. By focusing on underdogs in sports, casino games, eSports, and slot machines, you can increase your chances of achieving maximum returns. Always remember to gamble responsibly and within your means.

how does virtual football betting work

Virtual football betting has become an increasingly popular form of online entertainment, offering a unique blend of sports betting and digital gaming. Unlike traditional sports betting, virtual football betting involves wagering on simulated football matches generated by advanced algorithms. Here’s a detailed look at how it works:

Understanding Virtual Football

Virtual football is a computer-generated simulation of football matches. These games are designed to mimic the real-life experience of watching and betting on football, complete with teams, players, and match dynamics. The outcomes are determined by a Random Number Generator (RNG), ensuring that each match is unpredictable and fair.

Key Features of Virtual Football:

  • Teams and Players: Virtual football leagues feature teams and players with realistic attributes and statistics.
  • Match Dynamics: The games include elements like fouls, corners, and goal-scoring opportunities, making them feel authentic.
  • RNG: The outcomes are determined by a Random Number Generator, ensuring fairness and unpredictability.

How to Bet on Virtual Football

Betting on virtual football is similar to traditional sports betting but with some key differences. Here’s a step-by-step guide on how to place bets on virtual football:

1. Choose a Betting Platform

Select a reputable online betting platform that offers virtual football. Ensure the platform is licensed and regulated to guarantee fair play and secure transactions.

2. Explore the Virtual Football Section

Navigate to the virtual sports section of the betting platform. Look for the virtual football options, which may include different leagues or tournaments.

3. Select a Match

Choose a virtual football match you want to bet on. The platform will display upcoming matches, along with the teams and odds.

4. Place Your Bets

Select the type of bet you want to place. Common bet types include:

  • Match Result: Predict the winner of the match.
  • Over/Under: Bet on the total number of goals scored.
  • First Goalscorer: Predict which player will score the first goal.

5. Set Your Stake

Enter the amount you wish to wager. The platform will calculate your potential winnings based on the odds and your stake.

6. Confirm and Watch the Match

Confirm your bet and watch the virtual football match unfold. The platform will display the match in real-time, allowing you to follow the action and see if your bet wins.

Advantages of Virtual Football Betting

Virtual football betting offers several advantages over traditional sports betting:

  • Availability: Virtual football matches are available 247, unlike real-life football which has specific schedules.
  • Speed: Matches are completed in a matter of minutes, allowing for quick betting cycles.
  • Unpredictability: The use of RNG ensures that each match is unique and unpredictable, adding an element of excitement.
  • Convenience: Betting on virtual football can be done from anywhere, at any time, using a computer or mobile device.

Tips for Successful Virtual Football Betting

To increase your chances of success in virtual football betting, consider the following tips:

  • Understand the Odds: Familiarize yourself with the odds and how they are calculated. This will help you make informed betting decisions.
  • Manage Your Bankroll: Set a budget for your betting activities and stick to it. Avoid chasing losses by wagering more than you can afford.
  • Stay Informed: While virtual football is random, staying informed about betting strategies and trends can help you make better decisions.
  • Practice Patience: Virtual football betting can be fast-paced, but it’s important to take your time and not rush into bets.

Virtual football betting provides a thrilling and accessible way to engage with the world of football, offering a unique blend of sports and gaming. By understanding how it works and following smart betting practices, you can enjoy this exciting form of online entertainment.

football sports betting

Introduction

Football sports betting has become a popular phenomenon globally, captivating millions of fans worldwide. As the sport’s popularity grows, so does the demand for engaging in betting activities. In this article, we will delve into the world of football sports betting, exploring its types, benefits, and risks.

Types of Football Sports Betting

There are several types of football sports betting that cater to different tastes and preferences:

1. Pre-Match Betting

Pre-match betting involves placing bets before a match begins. This type of betting allows fans to analyze the teams’ performance, strengths, and weaknesses, making informed decisions on their wagers.

2. Live In-Play Betting

Live in-play betting takes place during the match, allowing fans to react to changing circumstances and make strategic bets. This type of betting requires a deep understanding of the game’s dynamics and team strategies.

3. Prop Bets (Propositional Bets)

Prop bets focus on specific aspects of a match, such as the number of corners, penalties, or goals scored by a particular player. These bets add an extra layer of excitement to football sports betting, allowing fans to explore different scenarios and outcomes.

Benefits of Football Sports Betting

Participating in football sports betting offers several benefits:

1. Enhanced Game Experience

Football sports betting enhances the game-watching experience, as fans become more invested in the outcome and engage with the match on a deeper level.

2. Predictive Analysis

Betting requires analyzing team performance, player statistics, and other factors, which fosters critical thinking and strategic decision-making skills.

3. Social Aspect

Football sports betting creates a sense of community among fans, as they share opinions, discuss strategies, and collaborate on wagers with friends or online forums.

Risks Associated with Football Sports Betting

While football sports betting can be an enjoyable and engaging experience, it also comes with risks:

1. Addiction

Betting can lead to addiction if not managed responsibly. Fans must set limits, prioritize financial stability, and maintain a healthy perspective on betting activities.

2. Financial Risks

Football sports betting involves financial risk, as fans may lose money or wager more than they can afford. Responsible betting practices are essential to avoid these risks.

Conclusion

Football sports betting offers an exciting experience for millions of fans worldwide. From pre-match betting to live in-play and prop bets, there’s a type of football sports betting that suits every taste and preference. By understanding the benefits and risks associated with this phenomenon, fans can enjoy responsible and engaging football sports betting experiences.

Additional Tips

  • Always set budgets and limits for betting activities
  • Prioritize financial stability and maintain a healthy perspective on betting
  • Stay informed about team performance, player statistics, and other relevant factors
  • Engage in social discussions and collaborations with friends or online forums to enhance the game experience

By following these guidelines and tips, fans can navigate the world of football sports betting safely and enjoyably.

football betting sites in australia

Football, or soccer as it is commonly known in Australia, has a massive following, and with it comes a thriving betting culture. Australians have a plethora of options when it comes to football betting sites, each offering unique features, bonuses, and betting options. Here’s a comprehensive guide to some of the top football betting sites in Australia.

1. Sportsbet

Overview

Sportsbet is one of the most popular betting sites in Australia, offering a wide range of sports betting options, including football.

Key Features

  • Live Betting: Offers live betting on football matches.
  • Promotions: Regular promotions and bonuses for football bettors.
  • Mobile App: A user-friendly mobile app for on-the-go betting.

2. Bet365

Overview

Bet365 is a global leader in online betting, and its Australian platform is no exception. It offers extensive football betting options.

Key Features

  • In-Play Betting: Comprehensive in-play betting options for football matches.
  • Streaming: Live streaming of many football matches.
  • Markets: A vast array of betting markets for each football game.

3. Ladbrokes

Overview

Ladbrokes is another major player in the Australian betting market, known for its competitive odds and extensive football betting options.

Key Features

  • Odds Boost: Regular odds boosts on selected football matches.
  • Multi Bet: Offers multi-bet options for combining multiple football bets.
  • Customer Support: Excellent customer support available 247.

4. Neds

Overview

Neds is a relatively new entrant in the Australian betting scene but has quickly gained popularity, especially among football bettors.

Key Features

  • Jump Off: A unique feature that allows bettors to cash out their bets before the match ends.
  • Enhanced Multi: Offers enhanced odds on multi-bets.
  • User Interface: A modern and intuitive user interface.

5. Unibet

Overview

Unibet is a well-established international betting site that offers a robust platform for football betting in Australia.

Key Features

  • Live Streaming: Live streaming of numerous football matches.
  • Bet Builder: Allows users to create custom bets.
  • Odds: Competitive odds on football matches.

6. Palmerbet

Overview

Palmerbet is an Australian-owned and operated betting site that offers a variety of football betting options.

Key Features

  • Local Focus: Strong focus on Australian football leagues.
  • Odds: Regularly offers some of the best odds in the market.
  • Promotions: Unique promotions tailored for football bettors.

7. PointsBet

Overview

PointsBet is known for its unique PointsBetting system, which offers a different approach to football betting.

Key Features

  • PointsBetting: A high-risk, high-reward betting system.
  • Markets: Extensive betting markets for football.
  • Promotions: Generous promotions and bonuses.

When choosing a football betting site in Australia, it’s essential to consider factors such as the range of betting markets, odds, promotions, and user experience. Each of the sites mentioned above offers something unique, so it’s worth exploring a few to find the one that best suits your betting style.

Source

  1. football betting websites
  2. football betting previews
  3. free football betting games
  4. virtual football betting secrets
  5. football betting previews
  6. inplay football betting

Frequently Questions

What are the top dark horse bets for maximum returns in 2023?

In 2023, consider these dark horse bets for potentially high returns: 1) Renewable energy stocks, as global focus on sustainability grows. 2) AI and machine learning startups, benefiting from rapid technological advancements. 3) E-sports and gaming companies, riding the wave of digital entertainment popularity. 4) Plant-based food producers, driven by health and environmental concerns. 5) Cybersecurity firms, crucial as digital threats escalate. These sectors may offer less conventional but highly rewarding investment opportunities. Research thoroughly and consult financial advisors for tailored insights.

What are the top dark horse bets for maximizing returns?

Maximizing returns with dark horse bets involves identifying undervalued assets or niche markets. Look for sectors like renewable energy, biotech, or emerging markets that are poised for growth but currently overlooked. Small-cap stocks with strong fundamentals and innovative products can also yield high returns. Cryptocurrencies with unique use cases and strong community support are another option. Diversifying across these areas can mitigate risk while offering substantial upside potential. Research thoroughly, consider long-term trends, and consult financial advisors to make informed decisions. Remember, while dark horse bets can offer high returns, they also carry higher risk.

 

What are the top dark horse picks for today's racing and insider tips for winning bets?

Identifying dark horse picks in today's racing requires analyzing recent performance, track conditions, and jockey-horse dynamics. Insider tips often highlight horses with improving form, those switching to a more favorable track, or those with a strong jockey change. For example, a horse with consistent top-three finishes in recent races but overlooked in betting odds could be a strong contender. Additionally, pay attention to horses that have shown significant improvement in their last few starts. Remember, betting on dark horses can offer higher returns but also carries higher risk. Always consider the odds and your risk tolerance before placing a bet.

What are the top racing bets for maximizing returns?

Maximizing returns in racing bets involves strategic selections. Top bets include Win, where you pick the horse that finishes first, offering high payouts for correct predictions. Place bets, where your horse must finish first or second, provide more security but lower returns. Exacta, where you predict the first two finishers in exact order, can yield substantial profits with accurate picks. Trifecta, predicting the top three in order, offers even higher rewards but requires precise forecasting. Each bet type has its risk-reward ratio; balancing these can optimize your returns.

What are the top dark horse bets for maximizing returns?

Maximizing returns with dark horse bets involves identifying undervalued assets or niche markets. Look for sectors like renewable energy, biotech, or emerging markets that are poised for growth but currently overlooked. Small-cap stocks with strong fundamentals and innovative products can also yield high returns. Cryptocurrencies with unique use cases and strong community support are another option. Diversifying across these areas can mitigate risk while offering substantial upside potential. Research thoroughly, consider long-term trends, and consult financial advisors to make informed decisions. Remember, while dark horse bets can offer high returns, they also carry higher risk.